GROW YOUR PORTFOLIO
Take on more projects and Buy More Deals
Our Programs
Flexible Financing for Rehab Construction & Commercial projects
Fix & Flip Loans
(Purchase + Refinance) Nationwide (Including Florida):
- Up to 90% LTC
- 100% Rehab
- No Monthly Payments
- No Points Due at Closing
How does it work?
In Florida, we fund up to 90% of the total project cost, including 100% of the rehab. Funds are released in draws as work progresses. There are no monthly payments and no points due at closing — all fees are deferred until the property is completed and sold.
Nationwide (excluding Florida), qualified borrowers receive 100% financing for both purchase and rehab. There’s no down payment, no monthly payments, and nothing due at closing. Rehab funds are drawn throughout the project, and all fees are paid once the property is completed and sold.
Nationwide (Except FL):
- 100% Financing (Purchase + Rehab)
- $0 Down Payment
- No Monthly Payments
- No Points Due at Closing
Ground-Up Construction Loans
(Purchase + Refinance) Nationwide (Including Florida):
- Up to 90% LTC
- 100% Construction Budget
- No Monthly Payments
- No Points Due at Closing
How does it work?
We fund up to 90% of total project costs, including 100% of the construction budget. Whether you’re purchasing land or refinancing an existing project, funds are released in draws as construction progresses. There are no monthly payments during the term, and no points are due at closing — all fees are deferred until the project is completed and sold.
Commercial Loans
(5+ Units & Mixed-Use) For all commercial property types across the U.S.
- Get preapproved quotes instantly from hundreds of national lenders and compare side-by-side for the best program available
- Multifamily, Mixed-Use, Retail, Industrial, Office, Hospitality
- Loan Programs: Conventional, SBA, FHA/HUD, CMBS, Life Company
- Rehab and Construction Loans Available
How does it work?
Submit your deal details and receive an instant pre-approved quote from top national lenders. You’ll be able to compare rates, terms, and loan options side by side. Available programs include CMBS, Conventional, SBA 504/7a, FHA/HUD, Fannie Mae, Freddie Mac, and Life Company loans—covering a wide range of commercial property types and strategies.
Save your Capital & Buy More Deals
We work with fix and flip construction builders offering a simple solution to expand and scale your business with practical loan programs.
Why Choose REI 1 Lending
Save your Capital
Our loans allow you to preserve your capital for other business needs.
Buy and sell more Deals
Access to our financing broadens your ability to capitalize on real estate opportunities.
Grow your Portfolio Faster
Our flexible financing options expedite portfolio expansion.
Scale & Expand your BusinessÂ
Scale your operations, hire more staff, and drive revenue growth.
Quick Turnaround time
Our streamlined processes ensure swift loan approvals and funding.
Minimal Info Required
We simplify the application process with minimal documentation.
Simple & Practical Loan Programs
Our transparent and flexible loan options cater to your specific needs.
Work with Friendly Professionals
Our team provides personalized and supportive service throughout your lending experience.
Minimal Info Required
We simplify the application process with minimal documentation.
FAQs
How does the 100% Financing Rehab Purchase Program with No Monthly Payments work?
Our 100% Financing Fix & Flip program covers the full purchase price and rehab costs, eliminating the need for upfront capital at closing. There are no monthly payments throughout the loan term, as repayment occurs once the property is completed and sold. This program offers financing up to 75% of the after-repair value (ARV) with a 12-month term. Get an instant quote by simply providing the purchase price, rehab cost, and ARV—no additional details required.
How does the Construction Program with No Monthly Payments work?
For purchases, we provide financing up to 75% of the purchase price, and for refinances, up to 75% of the as-is value. In both cases, we cover 100% of the construction budget with no monthly payments, with repayment occurring once the project is completed and sold. Loan terms range from 12 to 24 months, depending on the project’s scope and financing requirements. Get an instant quote by simply providing the purchase price or as is value, construction budget, and ARV—no additional details required.
How does the Commercial Loan Program work?
Our commercial loan program provides multiple instant pre-approved quotes from hundreds of lenders, allowing you to compare the best loan options side by side from CMBS lenders, banks, private lenders, and Fannie/Freddie for purchases, refinances, cash-out deals, and construction loans. Whether you’re seeking financing for purchases, refinance, cash-out, or construction loans, we offer financing for multifamily, mixed-use, industrial, hotels, and more, including non-recourse and other specialized programs. Get multiple pre-approved quotes instantly by providing just a few key details about your deal.
What is the average closing time?
Typically 30 days or less on 1 – 4 Units. 60 to 90 Days on Commercial.Â
Can I choose my preferred Title Company for closing?
Yes absolutely.
In which states do you offer lending services?
We offer our lending services across the US
What are your requirements to qualify?
1 – 4 Units: Minimum 700 Credit and 4 Rehab or Construction projects completed within the last the 3 years.
Is this program for me?
Our programs are perfect for both experienced investors and those starting out looking to expand their business exponentially.